Read on to learn how to apply for a Barclaycard credit card online today.
With features like extended payment terms and flexible repayment options, this card provides the financial freedom you need.
Why Choose the Barclaycard Credit Card?
The Visa Barclays credit card comes with several key benefits:
- Extended Payment Terms: Enjoy up to eight weeks to make your payments, giving you extra time and flexibility to manage your finances.
- Flexible Repayment Options: The Barclaycard Visa allows you to repay your balance at a pace that suits you, so you can keep control of your expenses.
- Global Use: The Visa card is widely accepted around the world, making it an excellent choice for both domestic and international use, offering convenience and security whether you’re shopping or traveling abroad.
Barclaycard Credit Cards Available
Barclaycard offers a variety of credit cards designed to meet different needs, each with its own set of benefits.
Here are the main Barclaycard credit cards available:
Barclaycard Visa
Key Benefits:
- Flexible payment terms.
- Widely accepted globally.
- Ability to use it for both domestic and international transactions.
- Competitive interest rates on purchases and balance transfers.
- Convenient account management through the Barclays Privatkunden App.
Barclaycard Visa Gold
Key Benefits:
- Travel Insurance: This card comes with comprehensive travel insurance, providing peace of mind when traveling abroad.
- Flexible Repayment Options: Allows you to manage your finances with extended payment terms.
Barclaycard Doble Platinum
Key Benefits:
- Travel Benefits: This premium card offers enhanced travel benefits, such as access to airport lounges and exclusive travel offers.
- High Credit Limit: Ideal for those who frequently travel and need a higher credit limit.
- Premium Features: Extra rewards and perks for frequent flyers and luxury travelers.
- Visa or Mastercard: Accepted worldwide for convenient global use.
Barclaycard Eurowings
Key Benefits:
- Miles and Miles & More Program: Earn Miles & More points with every purchase, which can be redeemed for flights, hotel stays, and other travel-related rewards.
- Travel Rewards: This card is perfect for those who fly often with Eurowings, offering a more direct way to accumulate miles.
How to Apply for Your Barclaycard Credit Card
Whether you’re looking for a Barclays, Gold, or a more premium option like Barclays Platinum Doble, the application process is simple and convenient.
Gather Your Required Information
Before filling out the application form, make sure you have the following information on hand:
- Proof of Residence in Germany (including your previous address, if applicable).
- Bank Account Details at a German bank.
- Proof of Regular Monthly Income (such as your salary).
- Mobile Number and Email Address for account communication.
- Valid ID Card or Passport (if you are not an EU citizen, your residence permit must be included).
Complete the Application Form
Fill out the Barclaycard credit card application form online.
You will be asked to provide personal details, including your contact information and financial background.
Ensure all the information matches what’s on your ID card or passport, especially when applying as a non-EU citizen.
- Verify Your Identity: Once your application is submitted, you will need to verify your identity. There are two ways to do this:
- Postident Method: Print out the application, sign it, and take it to the nearest Deutsche Post office along with your ID card or passport and the attached Postident coupon. Non-EU citizens must also provide a copy of their residence and work permit if applicable.
- WebID Video Verification: If you prefer an online option, you can use WebID Solutions for an identity verification video call. This service is available from 8:00 AM to 10:00 PM and can be done via smartphone or PC. Be sure to have your ID card or passport ready and sign digitally via SMS-TAN. If needed, WebID agents can conduct the call in English.
- Wait for Approval: After submitting your verification documents, Barclays will process your application. Once approved, you’ll receive an email with all the necessary information about your new credit account. You can even start using the money transfer service to move funds to your existing checking account before your physical card arrives in the mail.
- Activate Your Card: Once your Barclaycard Visa arrives, activate it through the Barclays Privatkunden App. This app also allows you to check your balance, monitor transactions, and take advantage of convenient repayment options. Whether you’re looking to transfer a balance or manage your payments, the app makes it easy to stay on top of your finances.
How to Use the Barclays App with Credit Cards
Download & Install
- Get the Barclays app from the Google Play Store.
Register & Log In
- Open the app and register your credit card.
- Set up a secure login method (face ID, fingerprint, or PIN).
Check Your Account
- View your current balance, transaction history, and statements.
- Monitor your credit limit and available funds.
Manage Payments & Transfers
- Make payments towards your credit card bill.
- Convert purchases into installment plans for easier repayment.
- Transfer money quickly and securely.
Card Security & Settings
- Temporarily lock your card if lost or stolen.
- Report fraud or unauthorized transactions directly in the app.
- Activate Google Pay for contactless payments.
Interest and Fees
The interest rates on Barclaycard credit cards vary depending on the card type, with an APR ranging from 20.14% to 22.11%.
For the standard Barclaycard Visa, there are no fees for usage or an annual fee, making it a cost-effective option for everyday spending.
However, premium cards, like Visa Gold, do have an annual fee of 59 €, while the Eurowings Classic card charges 29 € annually.
If you choose the higher-end options, the Platinum Double and Eurowings Premium cards come with annual fees of 99 €.
Bank Details
Contact Barclays at the following address and phone:
- Taunustor 1, 60310 Frankfurt am Main, Germany.
- +49 69 7161 5999/+49 69 7161 2999
Final Thoughts
The Barclaycard Visa credit cards offer a unique blend of flexibility and convenience.
By following the simple steps outlined above, you can quickly apply for your card and start enjoying all that Barclaycard has to offer.
So, don’t wait—start your application today and unlock a world of financial possibilities!
Disclaimer: Terms and conditions may change based on credit history and card usage. Always check the latest details through official sources to stay informed.
