To order the Apple Card, you need to integrate it into the Wallet app on your iPhone. This card offers daily cash rewards and does not charge fees, enhancing your financial management.
You can initiate the process immediately, enabling efficient control over your spending. This globally available financial tool simplifies transactions and monitoring through its seamless integration.
How to Sign Up for Apple Card
To apply for an Apple Card, ensure you meet the necessary global criteria:
- Be at least 18 years old.
- Hold citizenship or lawful residency in the US, with a US physical address.
- Have no credit freezes.
- Use a device compatible with Apple Pay.
- Maintain an Apple ID secured with two-factor authentication.
Start the application on the Apple Card website by selecting "Apply" and signing in with your Apple ID. You can also use the Wallet app by tapping the plus (+) sign and choosing Apple Card.
Enter your personal information, such as name, date of birth, Social Security number, and income.
After reviewing the terms, credit limit, and interest rate, tap "Accept Apple Card" or decline with "No Thanks." This gives users worldwide access to Apple Card's benefits.
Step-by-Step Process to Order Apple Card Worldwide
Ordering an Apple Card directly on an iPhone is simple. Follow these steps:
- Open the Wallet app on your iPhone.
- Tap the "+" icon located at the top right.
- Choose "Apple Card" from the list of options.
- Enter required personal information as prompted.
- Review the terms and conditions for Apple Card.
- Submit the application for review.
- If approved, accept the offer, and Apple Card will appear in your Wallet.
How to Order and Activate the Titanium Apple Card
The Apple Card is designed to be used digitally, but ordering a physical titanium Apple Card is possible.
To request the card during sign-up, enter a mailing address. If you decide to get one later, open the Wallet app, select Apple Card, tap More, and choose Get Apple Card. Complete the required information to proceed.
After receiving the titanium Apple Card, activation steps depend on the phone model:
- For iPhone XR/XS and newer: Place the phone near the card and tap Activate.
- For iPhone X and older: Open the Wallet app, select Activate, and hold the phone near the card to confirm activation.
The Approval Process
The approval process for the Apple Card is fast, but several factors can impact the result.
Here's the essential information:
- Instant Decision: Many applicants get approved or denied right after applying.
- Credit Check: Your credit score and history are reviewed for eligibility.
- Further Review: Some applications may go into pending status if more details are needed.
- Notification: The decision is sent through the Wallet app.
- Acceptance: Once approved, you can accept the offer and start using the Apple Card immediately worldwide.
Activation and Usage of the Apple Card
After approval, activating and using the Apple Card is quick and straightforward.
- Activate the Card: When a physical Apple Card is received, hold it near the iPhone and follow the Wallet app prompts for activation.
- Add to Wallet: The Apple Card will be automatically added to the Wallet app, ready for use with Apple Pay.
- Start Using: The Apple Card can be used for purchases in stores and online wherever Apple Pay is accepted.
- Manage in Wallet App: Spending, statements, and balance payments can be tracked and handled directly through the Wallet app.
- Daily Cash Rewards: Daily cash rewards on purchases are automatically added to the Apple Cash card in the Wallet.
- Set Up Payment Options: Payments can be made in full or through monthly payments, managed within the Wallet app.
Apple Card: Security and Privacy Features
The Apple Card offers strong security and privacy measures to keep information safe worldwide.
- No Visible Card Number: The physical Apple Card does not display a card number, reducing the risk of theft.
- Dynamic Security Code: A unique security code is generated for every transaction, adding an additional level of security.
- Biometric Authentication: Transactions require Face ID, Touch ID, or a secure passcode to ensure only authorized users can make purchases.
- Data Privacy: Apple does not track purchases, and transaction history remains private, protecting users from advertisers.
- Instant Notifications: Real-time alerts notify users of every transaction, making it easier to spot unauthorized charges immediately.
Tips for Securing the Apple Card
Protecting the Apple Card is essential for securing finances globally. Consider the following tips:
- Enable Biometric Authentication: Use Face ID or Touch ID to ensure only authorized users can make transactions.
- Monitor Transactions: Review transaction history in the Wallet app to identify any suspicious activity.
- Use Strong Passcodes: Set a strong, unique passcode for the iPhone to prevent unauthorized access.
- Keep Card Information Private: Do not share Apple Card details under any circumstances.
- Report Lost or Stolen Devices: Use Find My iPhone to immediately report and lock any lost or stolen devices.
- Update iOS Regularly: Ensure the iPhone runs the latest iOS version to receive updated security features.
How to Add an Apple Card and Set as Default
To add an Apple Card and set it as the default on various Apple devices, follow these steps:
iPhone:
- Open the Wallet app and tap the + button.
- Select "Add Card" and choose "Apple Card."
iPad:
- Go to Settings > Wallet & Apple Pay.
- Tap "Add" next to "Apple Card" under the "Other Card on Your iPad" section.
Apple Watch:
- Open the Watch app on the connected iPhone.
- Go to the "My Watch" tab, select Wallet & Apple Pay, and tap "Add" next to "Apple Card."
Mac:
- Open System Settings > Wallet & Apple Pay.
- Tap the + button and select "Apple Card."
Setting Apple Card as Default
Apple allows you to set Apple Card as the default during sign-up. This ensures it’s used for all Apple Pay payments, such as contactless transactions, online purchases, and App Store payments. If it wasn’t set during sign-up, here’s how to do it:
iPhone:
- Open the Wallet app.
- Drag Apple Card in front of other cards.
- Alternatively, go to Settings > Wallet & Apple Pay > Default Card.
iPad:
- Go to Settings > Wallet & Apple Pay.
- Tap "Default Card" under Transaction Defaults and select "Apple Card."
Apple Watch:
- Open the Watch app on the connected iPhone.
- Tap the My Watch tab, choose Wallet & Apple Pay, then tap "Default Card" under Transaction Defaults and select "Apple Card."
Mac:
- Open System Settings > Wallet & Apple Pay.
- Select Apple Card from the menu.
For any transaction, if Apple Card isn't preferred, choose another card before finalizing the payment.
Using the Apple Card for Purchases
Apple Card offers flexibility for various transactions worldwide. Here’s what you need to know:
- In-Store: Make payments using Apple Pay through iPhone or Apple Watch, where contactless payments are accepted.
- Online: Use Apple Pay for secure transactions on websites and apps that support it.
- Physical Card: Use the physical Apple Card for locations where Apple Pay is unavailable.
- Subscriptions: Set up recurring payments for services directly using the Apple Card.
- Global Use: No foreign transaction fees when using the Apple Card abroad, ideal for international purchases.
- Maximize Rewards: Earn daily cash on all purchases, with increased rewards for Apple purchases and select partners.
Conclusion
The Apple Card offers a secure way to manage finances globally. It includes daily cash rewards and comes without hidden fees.
Ordering is quick and can be done directly on an iPhone in minutes.
Start benefiting from the Apple Card today—apply now.
