If you fly Lufthansa Group or other Star Alliance carriers, the German-market Miles & More Blue Credit Card is the entry point.
It’s a Mastercard issued by Deutsche Kreditbank AG (DKB) with a modest monthly price, a simple earning rate, and built-in protection against mileage expiry.
Below is a practical guide to eligibility, application, earning mechanics, key fees and rates, and where to get help.
The Miles & More Blue Credit Card
The Blue is the lighter of the Miles & More consumer credit cards in Germany (the heavier Gold version adds broad travel insurance).
Blue is designed for travelers who want to earn Miles & More award miles on daily purchases and keep miles from expiring, without paying a premium annual fee.
Who it’s for: private (consumer) applicants age 18+. Business users should look at the separate Business versions (usage restricted to business expenses).
Eligibility and What You Need Before Applying
You must be at least 18 and able to complete a standard German KYC identity check.
Like other German credit cards, approval is subject to a credit assessment; timelines can extend if DKB needs a reference from your house bank.
Have your government ID, address details, and (for most applicants) a SEPA account for billing.
Identity verification is completed online via WebID Video-Ident—no printing or mailing required.
How To Apply For Miles & More Blue Credit Card
Go to the Miles & More Blue Credit Card page and choose “Jetzt beantragen.” The application is fully digital.
Provide personal data, contact information, and billing account info. Use WebID to verify your identity on your phone or computer.
You’ll consent to a credit check as part of the application; if DKB needs confirmation from your bank, processing can take longer.
Once your card arrives, activate it and add it to Apple Pay or Google Pay for contactless use.
How Miles Accrue and Redeem
With the Blue, you earn 1 award mile for every €2 in card purchases—simple and predictable for daily spending.
A welcome bonus of 500 miles is typically credited after approval.
A standout benefit is the unlimited validity of your Miles & More award miles for cardholders—removing the usual 36-month expiry.
Partner Multipliers
Certain partners pay extra miles when you pay with the card and credit to Miles & More
For example, Lufthansa Worldshop and Avis often offer enhanced accruals (e.g., extra miles per euro or per rental).
These partner offers vary; check the live list when booking.
Redeeming via MilesPay
You can redeem miles virtually anywhere Mastercard is accepted through MilesPay in the Miles & More app.
Register your Blue card once in the app, choose how many miles to use before paying, and you’ll receive a statement credit matching your selected euro amount.
Promotional savings may apply from time to time; a minimum miles threshold per redemption applies.
Everyday Perks and Protections
The Blue supports Apple Pay, Google Pay, contactless, and 3-D Secure (Mastercard Identity Check), plus toggleable Card Control features for extra security.
The card includes Avis Preferred status and potential discounts on rentals (subject to the partner’s conditions).
Your Miles & More service card is integrated with your credit card; your digital service card is also available in the Miles & More app.
The Blue focuses on mileage and everyday payments; comprehensive travel insurance is part of the Gold tier for private customers, not Blue.
Costs, Fees, and Interest
From the official price list (valid July 1, 2025).
- Monthly price: €5.50 (Blue main card).
- Foreign-currency purchases (incl. non-EUR in EWR and outside EWR): 1.95% of the transaction amount.
- ATM cash advances: 2.00% (minimum €5) at ATMs, with FX surcharge when applicable; ATM owners may charge their own fee.
- Replacement card: €7.20 (without PIN) or €8.90 (with PIN).
- Revolving/part-payment interest: 8.56% variable p.a.; effective APR 8.90%.
Use the card as a charge card paid in full to avoid interest.
If you expect to carry balances, factor the APR into your cost of miles—award miles rarely offset financing costs.
Practical Tips To Maximize Value
Groceries, fuel, transit, and online purchases are ways to hit consistent earnings at 1 mile/€2—and maintain your unlimited mileage validity automatically.
Check the Miles & More partner list (Worldshop, Avis, and others) before big purchases or rentals to stack card miles with partner bonuses.
MilesPay offers broad flexibility for statement credits. Use it when you value instant cash-equivalent redemption over saving for long-haul flight awards.
If you want bundled trip insurance and other premium perks, simulate your annual fee vs. benefits with Gold; otherwise, Blue is the leaner, mileage-first choice.
Comparison
Here’s a concise side-by-side of the German-market Miles & More cards.
| Feature | Blue Credit Card | Gold Credit Card | MyFlex Credit Card | Statuskarten (FTL / Senator / HON) |
|---|---|---|---|---|
| Monthly price | €5.50 | €11.50 | €0 | FTL: €5.41 · Senator: €0 · HON: €0 |
| Welcome bonus | 500 miles | 4,000 miles | Not listed (general 500-mile MilesPay registration bonus available) | 4,000 miles (FTL & Senator) |
| Earn rate | 1 mile / €2 | 1 mile / €2 | 1 mile / €2 | 1 mile / €2 |
| Mileage expiry protection (Meilenschutz) | Unlimited miles validity (card benefit) | Unlimited miles validity (card benefit) | No Meilenschutz | Unlimited (status holders’ miles don’t expire; card also includes Meilenschutz) |
| Travel insurance bundle | — | Included (trip cancellation/interruption, rental car CDW, travel medical) | — | Included (status credit cards) |
| Miles→Points exchange (for status) | — | Yes (e.g., up to 25k miles → 100 Points + 100 Qualifying Points) | — | Yes (to help secure/extend status) |
Where To Get Help
Card issuer (Bank):
- Deutsche Kreditbank AG (DKB AG) Taubenstraße 7–9, 10117 Berlin, Germany
- Hotline: +49 (0)30 120 300 00 (general: Mon–Fri 08:00–20:00; emergencies 24/7)
- Email: info@dkb.de
Lufthansa Miles & More Credit Card Service (Card servicing):
- Postfach 2620, 94016 Passau, Germany
- Hotline: +49 (0)69 667 888 444 (general: Mon–Fri 08:00–20:00; emergencies 24/7)
- Fax: +49 (0)69 667 888 910
Conclusion
The Miles & More Blue Credit Card is a way for Germany-based consumers to earn Miles & More miles on everyday spend.
The monthly price is modest, acceptance is broad via Mastercard with Apple Pay/Google Pay, and partner bonuses plus MilesPay add flexibility.
If you need bundled travel insurance, compare the Gold tier; otherwise, Blue is a value-first tool for steady mileage growth.
Disclaimer: Card pricing, APRs, partner accruals, and benefits can change. Always review the current official price list and product page at the time of application and before traveling; terms and promotional offers may be time-limited. This article summarizes the German Miles & More Blue Credit Card; availability and conditions can differ in other countries.
